Built for People Who
Deserve a Second Chance
CredNova was founded on a simple belief: a low credit score is a setback, not a life sentence. We exist to give every person the tools, expertise, and support to rebuild — and rise.
Why I Started CredNova
At CredNova, we believe that your past does not define your future.
I started CredNova because I understand what it feels like to face financial challenges and the stress that can come with them. Life happens — unexpected setbacks, divorce, medical expenses, job loss, and other hardships can impact even the most responsible people.
Through my own journey, I learned that rebuilding is possible. I discovered that financial recovery is not just about improving a credit score; it's about restoring confidence, creating opportunities, and helping people move forward with hope.
CredNova was founded with a simple mission: to help individuals and families renew their financial foundation, rebuild their credit, and rise toward the future they deserve.
We are committed to providing honest guidance, personalized support, and practical solutions that empower our clients to take control of their financial lives and achieve their goals.
Because everyone deserves a second chance — and sometimes all it takes is the right support to make a fresh start possible.
What We Stand For
Our values aren't just words on a wall — they shape every interaction, every dispute letter, and every coaching session.
Integrity First
We operate with full transparency. No hidden fees, no false promises — just honest work and real results.
Client-Centered
Every decision we make starts with one question: what's best for our client? Your financial wellbeing is our mission.
Results-Driven
We measure our success by your score improvements. Our process is built around maximizing your outcomes, not billing hours.
Community Impact
We believe financial freedom should be accessible to everyone. We offer sliding-scale pricing and free resources for those who need them most.
The Expert Behind CredNova
FCRA-certified and driven by a personal mission to make financial freedom accessible to everyone.
Charlene Lambis
Founder & CEO of CredNova
Credit Repair Specialist & Financial Empowerment Coach
With a background in leadership, project management, and client service, Charlene has dedicated her career to helping people navigate challenges and create meaningful change in their lives. Her passion for personal growth, financial empowerment, and helping others rebuild after difficult circumstances became the driving force behind the creation of CredNova.
Having experienced firsthand how life events can impact financial stability, Charlene understands that rebuilding credit is about more than numbers — it is about restoring opportunities, confidence, and peace of mind.
Through CredNova, she is committed to educating, supporting, and empowering clients as they work toward stronger financial futures. Her approach combines compassion, integrity, and a genuine desire to see others succeed.
Charlene's mission is simple: help people renew their confidence, rebuild their financial foundation, and rise into the next chapter of their lives.
- Leadership & Project Management
- Financial Empowerment Coach
- Compassion-Driven Approach
Credentials You Can
Trust
I hold myself to the highest standards in the industry. Every certification, license, and compliance requirement exists to protect you — and I take that seriously.
- FCRA Certified Credit Repair Specialists
- CROA (Credit Repair Organizations Act) Compliant
- Licensed & Bonded in all operating states
- A+ Rating with the Better Business Bureau
- Members of the National Association of Credit Services Organizations (NACSO)
- 100% Money-Back Guarantee on all plans
Ready to Start Your Journey?
Join over 10,000 clients who trusted CredNova to help them rebuild their credit and reclaim their financial future.
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